Confluent Research publishes market research and commentary for information and educational purposes only. Nothing on this website, associated newsletters, charts, tables, or examples is an offer to buy or sell any security, or personalized investment, tax, or legal advice. We are not your financial adviser and we do not have a fiduciary duty to you. Please seek help and guidance with your financial, tax, or legal adviser when making investment decisions.
Markets can and do produce large losses. Historical returns, volatility, and any allocation example we show are sample statistics. Past performance does not guarantee future results. Investing in the capital markets is inherently risky.
Do your own work. If you need advice that fits your household, hire a licensed professional who will take that duty. We may hold, buy, or sell securities we write about. Assume we have a view. Do not assume we will tell you when it changes.